by Liam Llewellyn
When Alex was four years old, she knew she was a boy. She made this known to her parents. Her parents waited to see if this were just a phase. But by five, Alex had not changed her mind.
They started referring to Alex as “he” and “him.” Then they consulted a doctor for gender reassignment. The doctor was happy to oblige and started Alex on testosterone therapy when he first exhibited the signs of puberty.
By the time he was 14, Alex had had therapy and was physically that which he felt himself to be. His parents had spent a fortune on the medical costs and were now broke but Alex was happy.
Then it came time for Alex to learn how to drive and to get his driver’s license.
His parents, having little money left, told Alex he would have to get a job to help pay for his driver’s insurance.
When Alex looked at the annual cost of insurance, it was $5,777.
“Is yours this much?” he asked his parents.
No, theirs was much less, under $1,800 for both of his parents.
“Why’s mine so much higher?”
Because he was under 25.
That wasn’t good enough for Alex. He looked online why his insurance should be so much higher just because he was under 25.
“The dorsal lateral prefrontal cortex is not fully developed until a person is about 25 years old,” he read.
What was this dorsal lateral prefrontal cortex?
It was part of the brain, responsible for such functions as decision making and short- and long-term planning.
“Is there a way to get the insurance cheaper?” he asked his parents.
“If you identify as a female, it goes down to $4,300 a year,” his parents said.
At this rate, Alex’s parents could afford the insurance on their own.
“Why is it cheaper?”
“Statistics show males are more accident prone,” his parents said.
As a male, Alex would have to pay about $240 a month for his half of his monthly insurance payment.
“What do you want to do?” his parents asked.